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Buying Advice


Matthew Vassallo
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Hi,

 

I want to buy an engagement ring (solitaire with side diamonds) and have been going around and checking on the Internet for various prices. Preferably I would like to purchase a 0.40ct diamond with the following range of specs:

 

Color - D,E

Clarity - FL, IF, VVS1, VVS2, VS1, VS2

Cut - Excellent, Very Good

Symmetry - Excellent, Very Good

Polish - Excellent, Very Good

Fluorescence - None

Certificate - GIA, IGI

 

In regards to budget, I wish to stay around 1500 Euros or less (2075 USD, 1235 GBP) including ring and diamond. Having the above range of specs, is this budget reasonable enough please? 

 

I have received the following prices:

 

0.40, E, VVS2, Triple Excellent, None, IGI - 1500 Euros (2075 USD, 1235 GBP)

0.40, E, VS1, Triple Very Good, None, IGI/GIA - 1500 Euros (2075 USD, 1235 GBP)

0.40, E, VS2, Triple Excellent, None, GIA - 1575 Euros (2177 USD, 1297 GBP)

0.40, D, VVS2, Excellent Excellent Very Good, None, GIA - 1600 Euros (2213 USD, 1317 GBP)

0.40, E, VS1, Triple Excellent, None, GIA - 1690 Euros (2337 USD, 1391 GBP)

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The budget could be reasonable. You are aware of the substantial tradeoff you're making involving color and cut versus size.

 

IGI is nowhere near the consistency or stringency of rating as compared to GIA.  That essentially throws out 2 of the stones you've found... or, if you prefer IGI, you should ignore the more accurate gradings of GIA.

 

Folks on this website prefer GIA, with AGS as a good alternate.  (If you're looking mostly at European sources, HRD is considered an approximate equivalent to GIA.)

 

Is there a particular reason you chose the two top colorless grades?

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Having such high colour and clarity grade on such a small 0.4ct is a waste of money as you are paying a premium for something that will hardly be noticeable to 95% of people. 

 

Drop to G-I and an eye clean SI1-SI2 and either save some money, or put the amount saved into 'upsizing' to a larger diamond and still be within your budget.

 

I agree with jginnane, stick to GIA, AGS, HRD diamonds. 

 

Out of interest, what cut/shape of diamond are you considering?

Edited by MrRevhead
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Having such high colour and clarity grade on such a small 0.4ct is a waste of money as you are paying a premium for something that will hardly be noticeable to 95% of people. 

 

Remember that rounds face up significantly larger than other cuts... a 0.40 is a ~5 mm diameter stone. Not that I disagree with the point that you are making, but it's valid for significantly larger stones too; however, some people like the idea of the symbolic "colourless" and "flawless".

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