Jump to content

Mom Gave Me Diamond


Recommended Posts



Mom gave me a diamond ring with an appraisal from 1993 showing a retail value of $5490. 14k gold band with a center diamond of .77 carrots. Any idea what it's worth now via appreciation. I know that's a tough question being you can't see it but if I could get a ballpark? I plan on taking it in for an appraisal but don't want to get ripped off if I want to sell trade it in.


All input is welcome!!





Link to comment
Share on other sites

I'm afraid a 1993 appraisal for unspecified purposes (presumably insurance/replacement) is completely useless as a basis to determine resale value 20 years later. Diamonds don't appreciate uniformly - if they do at all - and details matter a lot in this business.


If on the appraisal you have some indication of colour and clarity, or if you have a grading report from a lab you can use the Diamond Finder to get online retail prices for similar stones.


The setting - which may well have been a significant part of the appraisal replacement value - is unlikely to be worth much more than its scrap value, unfortunately.


Finally, don't take the diamond for appraisal to a jeweller. As you point out, there is a conflict of interest. Use an independent appraiser that does not sell jewellery, and make sure he/she understands that the appraisal is for resale (to a jeweller or a consumer) so that you get a proper indication of what you are likely to get - which is a fair amount less than the retail price.

Link to comment
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.

Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.


  • Create New...