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Did I get Ripped Off??????


cwernham
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I.G.I. CERT. OF AUTHENTICITY (C.O.A.)

Shape/Cut: Round Mod. Brill. Cut*

Measurement: 4.83 - 4.85 x 3.10 MM.

Weight: Est. By Formula 0.45 CT

0.98 TOTAL CARAT WEIGHT

Color: Near Colorless (G-H)

Clarity: SI(1) - SI(2)

Polish/Symmetry: Good/Good

Treatment: None

DESCRIPTION: ONE 14K&PLAT. RING (APPROX. 2.9 DWT.) STAMP "14K PLAT LSC I THE LEO .98", CONT. 3 NAT. DIAMONDS, ROUND MOD BRILL*, EST.TW. 0.98 CTS, 2 AT 0.53 CT.TW. COL: G-H, CLA: SI(1)-SI(2), I SEE ABOVE:

COMMENTS: PREEXISTING INSCRIPTION. "LEO ******". *THE LEO DIAMOND GRADED AS MOUNTING PERMITS. ONE NAT. DIAMOND (NOT GRADED), SET INSIDE THE SHANK. FOR AUTHENTICATION PURPOSES.

 

INTERNATIONAL GEMOLOGICAL INFORMATION A DIVISION OF INTERNATIONAL GEMOLOGICAL INSTITUTE

 

PRICE ORIGINALLY LISTED: 3999.00

PAID: 3149.00 BEFORE TAX

 

I just want to know if I paid too much. yes or no. If so, what would have been a reasonable price for this particular ring.

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The problem is your lab report. It has split grades and estimations of weight versus weighing the stone etc. Unfortunately the stone is estimated in color, clarity and weight as well. This is just not detailed enought to tell. I can say that IGI over inflates their appraisals to the point of ridiculous. Saw one the other day estimated at over $13,000 and another independent appraiser gave it about $4800 just to give you an idea. Probably appraised for 3 times higher than it should be realistically. Also if you get insurance on it based on the appraisal price, you will be overpaying as well.

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