cjdw

Member
  • Content Count

    58
  • Joined

  • Last visited

Community Reputation

2 Neutral

About cjdw

  • Rank
    Emerald

Profile Information

  • Gender
    Male
  1. I'm sure it will be fine. I'm not an expert on crown and pavilion angles, though I spent much time researching the same in October/November. As far as price, the Diamond Finder on here lists 6 vendors showing that same exact diamond in their virtual inventory. Obviously, if you've ordered it, it would not still be available to them. Two of them had a lower price than yours, one was the same and three higher. The prices range from low of $2,132 to a high of $2,696. If you like the diamond, I'd say you got a pretty good deal and you should be happy with your selection.
  2. I'll defer to the experts here because my first reaction isn't positive. From everything I have read polish and symmetry and not major factors in evaluating a diamond so why the focus on that? You said you chose this diamond for its "perfect imperfections" yet you opened by saying you haven't seen it in person yet. It may or may not matter, but did budget come into play at all? Did you choose this diamond over others because it fit a budget or because you felt it was the best diamond for you? Do you mind sharing how much you are paying?
  3. cjdw

    Nashville News Story

    I think you're spot on. I think this guy bought a diamond and things didn't work out, then tried to see what he could get out of it and got a rude awakening "a few months" later. I thought the piece was slanted against the retailer because others badmouthed EGL, which we all do here. They may very well walk the line of honesty by letting the consumer draw their own conclusions, but I doubt they are lying to them or telling them something blatantly false. The report bothered me a little, maybe because I did my homework I guess. And if I didn't, I wouldn't put it back on the store unless I felt like I was completely misled. The store sells GIA stones too, so I'm sure he was offered both. I'm sure there are other dealers in Nashville that sell EGL diamonds that are glad the story wasn't about them. I'm not sure I would buy from them, but it kind of reminded me of dealing with Diamonds Direct in Birmingham when I first started looking. I don't think they lied to me, but one of the owners jumped in to help their salesperson, I guess, and was very aggressive in trying to get me to at least put down a deposit on a stone. He led me to think I could get a better deal with a non-GIA stone (even non-certified, saying I didn't need to pay for the piece of paper if I was happy with the diamond), but never out and out lied. Just for background, I figured out that the value of the stone was about $3,600 and the setting the rest. It was an EGL International certification, .90 carats G color and SI1 clarity ( I think). For a retail store that doesn't seem way out of the ballpark to me.
  4. cjdw

    Questioning My Purchase

    Looks great to me but more importantly, if you love it, wear it with pride!
  5. cjdw

    Is This A Good Deal For An Engagement Ring?

    I bought my ring from Solomon Bros and the packaging was nice and the original GIA cert was included along with an in-store appraisal. Granted it was a Tacori ring and not a loose diamond. Maybe they handle loose diamonds differently or drop-shipped it to you knowing they could send you the original GIA cert later?
  6. cjdw

    Valuation Question

    Sorry if I am hijacking this thread, but I have a related question. I have yet to insure the ring I bought in November. I got an appraisal with the purchase of the ring and also had an independent appraisal from a local gemologist. Should I take the higher one to the insurance company? Would slightly higher premiums (there is about a $1500 difference if I recall correctly) be worth the peace of mind of higher coverage? Is that enough info?
  7. cjdw

    Nashville News Story

    I was in Nashville the past two days and came across this news story. It's a 7 minute video w/ accompanying story. I'd love to hear input from the pro's on here as to their thoughts. I have my own thoughts and critiques but will withhold them until others have had a chance to watch it. It involves many things discussed in this forum. http://www.wsmv.com/story/25447233/what-happens-when-seeking-refund-at-popular-nashville-jeweler
  8. cjdw

    Questioning My Purchase

    I went through the same thing and looked at 5 diamonds, all GIA excellent. I chose one in the middle of HCA scores, but only because that diamond looked better to me. Ultimately, I realized I was worrying about nothing and any of the 5 diamonds I looked at would have been great. The differences were very, very minor and might have even been imagined by my untrained eye. If you love the diamond, don't look back!
  9. cjdw

    Any Advice On These 3 Diamonds?

    Gotcha. I misread your post as an upgrade policy. Bottom line is as you said, all three diamonds look like they would be excellent. The OP did a great job finding quality stones
  10. cjdw

    Any Advice On These 3 Diamonds?

    Just for clarification, Brian Gavin offers a 100% lifetime upgrade on his Signature diamonds. Doesn't include the ring itself or shipping.
  11. First I would start of with a GIA Excellent cut or AGS Ideal (0) in a round diamond. Stick with those grading labs only to be on the safe side. Then search in the G-I color range and VS-SI clarity range. Make sure you see an SI2 in person or trust the jeweler you are purchasing it from to view it to make sure it is eye clean. Then, when looking at diamonds in person, once you have seen the above ranges, test yourself by looking at a J-K color if that better meets your budget. You'll have to decide where the scale slides to find your ultimate happy place. I am not an expert but just went through the process. I chose a G, SI2 GIA Ex and the diamond is beautiful. Note: J-K may not be a good option depending on the side diamonds in your setting, but it can give you a point of reference in terms of cost and color. You may like an I color a lot better than paying for a F or G once you see a J-K. lol
  12. They aren't the same to you, when looking at two side by side. Once set, unless you plan on carrying another diamond to compare it to or a white card (as jeweler's often use) to provide a background, I submit to you that you won't notice the difference. You may because your mind is telling you it is. But if you step back and casually look at diamonds on the hands of people you see everyday, I submit to you that you won't see great differences in color (within the discussed range). When one diamond is set and on your hand and usually moving, the idea that a F or an H will be noticeable is unrealistic (I didn't say impossible!). That said, if it is that important to you, pony up and go D - IF and pay for your own peace of mind.
  13. cjdw

    Curious About Diamonds In General...

    Allow me to attempt to put secondary market diamonds into perspective. If I am off base on this, please let me know. Let's say you buy a new diamond ring for $10,000. We'll say the setting was worth $2000 and the ring $8000 just for an example. A typical appraisal of said right when purchased or by an independent appraiser could be $13,000 - $15,000. Most people on the secondhand market want to base their price on the appraisal making it appear to be a good deal. But if I am looking to buy second hand and am looking for the best deal, I can likely get a "new" diamond for the same $8,000. Unless the existing setting is exactly what I want, I am not likely to place much value on the setting itself, no matter how much you paid. If you bought your diamond in a brick and mortar jeweler, where margins are higher, it becomes even more likely that you are going to be able to give me a price that will make you happy, especially if I am comparing to online prices. You may have valued their services when you purchased it, but buying second hand, I don't or I would be buying from such a place. An example. I found a .99 carat round solitaire (14k wht gold) on a site back in October. It was listed as an H, SI2 with no mention of a cut grade. It was determined it was an EGL cert. They stated it was recently appraised at $9,000. She is asking $6,000 and is stuck on the appraisal value thinking it is a good deal. The problem is, I can find 15 diamonds in the diamond finder on this site between .99 and 1.0 carats with the same specs for between $2,800 and $3,500. I can find GIA H, SI2, VG but diamonds between $4,500 and $5,100. On Blue Nile, for example, I can get a similar 14k solitaire setting for $500 or less. So why would I want to purchase a pre-owned ring from a private individual for more than I can buy one from a reputable online dealer with guarantees and a large selection to choose from? If I were to buy from an individual, I would be looking to pay no more than 70% of what I could get "new". That's just me. If I were the seller I would remember that I paid $10,000 (going back to the first example) and have an appraisal for $13-15k. Say I bought it at Zales. More than likely, someone can find a similar diamond online for $6,000 (or less) plus get the setting they want. For me to realistically make it worth their while to purchase from me, I'd likely have to sell it for $4,000 or maybe I could get $5,000 or $6,000 if they really liked my setting and I got lucky. That makes it a hard pill to swallow for the seller, but the buyer just feels like he is getting an average deal. It goes back to differing expectations from the buyer and seller.
  14. cjdw

    Curious About Diamonds In General...

    Sandy, I have a slightly different slant on your situation, one you may or may not agree with. Maybe I am off here, if so my apologies. It seems to me you are looking at the diamond too much as an investment and not enough as a token as your love and a expression of such by your fiance. Diamonds are not a good investment to buy and resell for all the reasons previously stated. The ring should have much more meaning to you than financial impact and if you look at it that way, who cares whether it is worth 50% or less right after you buy it? If you intend to potentially replace it down the road with a larger diamond, I suggest looking into stores that have buyback guarantees and decide if they seem reliable. There are risks with that as has been mentioned, and it will cost you a little more up front most likely, but it may be what gives you the most peace of mind about the purchase. Might I suggest a nice looking gemstone with diamond accents rather than a center diamond? There is nothing wrong with looking for a great deal. I did it as many, many people do. But viewing a diamond based on its value after the purchase is looking at it wrong, IMO. It will drive you nuts, when it should be a beautiful thing that you and your soon to be husband enjoy for many, many years.
  15. I'll echo Michael's sentiment. I got bogged down in the minutia and tried to dissect every measurement and #, including the price to come up with the right combination to give me the best deal. I even ordered one, had 2nd thoughts and then drove 2 hours to the jeweler to see it and 4 other diamonds. Ultimately I chose another diamond, but between the 5 I looked at, I was splitting hairs to find visual differences between them, even using a loupe. If I would have ordered any of the 5 sight unseen, had it set in our chosen setting and received it in the mail, my fiance would have loved the ring and I would not been able to tell a difference without seeing it next to another and with a loupe. Find a reputable dealer, online or brick & mortar, narrow down certain parameters and go with your gut. I probably spent 20+ hours within a week or two just looking at diamonds and their measurements online and trading emails with online companies. While I feel very comfortable I got a great deal and my fiance and I both love the ring, I could have accomplished the same in 1/4 of that time. At the same time, feel free to post a diamond or three for the experts here to review for you. If you stick with GIA excellent, I can't imagine you getting a "bad" diamond, but all things being relatively equal, it never hurts to get an expert opinion to soothe your own anxiety. Good luck and please post pictures when all is said and done.