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briankoz

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  1. briankoz

    Good Deal ?

    Hello, When I copied and pasted your product ID number in a search, I saw an ideal round cut 1.5 carat diamond. You mentioned that it's a princess cut? Did you type in the wrong ID by accident, or did you mistakenly say it's a princess cut? I also noticed that this diamond was on hold, which gives me the feeling that maybe a mistake was made somewhere? But the current diamond I saw there looked very nice, especially if it's eye clean. Brian briankoz@gmail.com
  2. That can DEFINITELY buy you a quality diamond. You can get a very nice diamond with even a third of that budget. Now the size that you can afford can vary a great deal depending on other qualities like cut, color, clarity, etc., which makes your question very hard to answer. If you look at a very good cut diamond (what gives it the sparkle) and go for excellent color (in the D, E, or F range), you could get something around 1.5 carats for a VS1 clarity diamond well under your budget. If you went to an SI1 or SI2 clarity (just make sure it's eye clean, and you can get a great deal), you could have the same excellent color and very good cut and get one for about 2 carats. Now if you changed the cut quality or the color quality, you could get something much bigger. I'm just assuming that you want the best cut and color you can get. All of these are also GIA certified diamonds. If you go for uncertified, you could probably get something bigger, but I wouldn't really recommend that just in case. But again, $11,000 is a lot of money for an engagement ring, so you should be able to get a top quality one if you want to spend that much. Take care, Brian
  3. If you love the diamond, I wouldn't worry about it then, as that's all that really matters. There could be several reasons for different grading organizations to grade diamonds differently (this does not necessarily mean that what the certificate says your diamond is is wrong). Some have different definitions for a good cut vs a very good cut vs an excellent cut (for example) or what an E color is compared to an F. Some also might not be as strict. It can really vary from one grading report to another (even the same grading reports don't "guarantee" that it's 100% accurate), but certain ones just have more of a reputation for not being as strict with their grading. But when all is said and done, if the diamond looks nice, that's all that really matters. Take care, Brian brian@beforeproposing.com
  4. I didn't know that, so thanks for the clarification. I've heard of some debates in legislation awhile ago about internet sales, though. But still, if you wanted to save $100 to $300 or so (depending on the tax) immediately, you could always buy online and then worry about it tax time and see how it plays off with your refunds and deductibles. Thanks for the clarifications again. Brian
  5. I'd be curious to know which states this applies to and how new this is then. All the states around me don't have this rule and keep the online tax free still (provided the office isn't in your state). If you check the checkout forms on a lot of online stores, you'll often see exceptions at the end. Sometimes there are more than one state in this exception -- perhaps those are some of the states? But either way, for the most part in most states then, most states do not tax. I would check into this to make sure your state is one of those, but thanks for the clarification! Brian
  6. You DO have to pay sales tax for online places in the same state as you. You don't for places outside of your state. If you check each individual website when you pay them / checkout, you'll see something that says (for example) "Florida residents add 6% sales tax." Since the majority of online websites are most likely based in other states, you can save. Brian
  7. Well good luck with that! I know someone in the exact same spot you are right now with Helzberg ... his girlfriend loves a particular ring there, but it was overpriced and a lesser quality compared to others. But I guess if she likes it, that's what matters most! You could also always drop little hints to see if she likes other rings/diamonds? Brian brian@beforeproposing.com
  8. Helzberg Diamonds is a bit overpriced compared to other places, and I have personally shopped there before (not for an engagement ring, but for a nice $300 dollar piece of jewelry -- I really liked a style they had) and had a good buying experience (although one of the jewelers there didn't know what he was talking about). I've known a few people who have actually fell in love with a particular style there and didn't mind the price hike. I would just be sure to compare prices a bit more and make sure that the quality is still good for the price. I have seen some very poor diamonds there that some jewelers wouldn't even keep in their collection (but I have also seen a few nice ones there). And just an idea ... if you want to save a bit on taxes, you could always purchase that ring online from their website. You'd have to check with them, but I believe that you could probably return it to their store if you didn't like it (but check to make sure). And lastly, I have known people to negotiate their price down a bit, but I don't think you'd get too much of a steal there. Take care, Brian brian@beforeproposing.com
  9. I'm not badmouthing anyone in the industry. The only point I ever made was to be sure to ask for such things as an independent grading from good grading organizations, know what is really important to you in a diamond (size vs quality vs price), etc. Those are the basics. Both online and in-person stores have the potential to fail or exceed with all of that. All I do is search respectable places for the best deals -- simply that. I don't deal with shady sites or "fake" gradings. I add several more respectable sites as I find them. There's no harm in that to anyone, as it's the jewelers/sites that have to be respectable and ultimately pass on the information to the consumers -- not I. When you know the best ones, it can only do good for consumers. If you provide me with a price range, style, etc. for a diamond, I recommend a few -- that's all that I do. And when you only deal with some of the best sites out there, you don't have to even worry about diamonds that might not be what they seem, as several online and in-person stores do. I'm not saying anyone in specific at all, I'm just saying to be careful and ask for the right papers and the like. Take care, Brian brian@beforeproposing.com
  10. I said you could find some good deals for around $5,000. That's true. Good deals means just that, good deals. You can also find ones substantially larger. Brian
  11. That price was before all the promo's and possible other deductions. The promo alone knocks off $150 (some sites have it at 10% off, so $500, but their prices were a bit more anyway) for that specific diamond, and I can sometimes get sites to take off an extra $100 to $200. But outside of the extra 1 to 2 hundred, the $150 alone is a guarantee. And I said that $5,000 was the low end -- it can be higher. I still stand by this as I've shown. A ballpark off $200 to $300 off I don't view as being high, especially when others made the statement that it should be a lot more and no reasonable market can do that. It's simply not true. And no, I'm not briankoz on ebay. Brian
  12. First, as far as the price goes, the original poster NEVER gave his budget or his expected price. The diamonds that I recommended (the last two for a bit over $5000) are great, and could be had for most likely around $5200 to $5300 for those stats. I'd personally recommend knocking down on the clarity a bit and making the color nicer, which would bring it well below the $5,000 level. Even if you went with the original route, spending $200 to $300 more for a bigger and better diamond is probably a good deal in many eyes (if you really wanted to stick to those stats, which again, I personally wouldn't if money was an issue). There was no original budget or price given, all I said is that around $5,000 is the low end ball park. And the diamonds that I recommended no one has said are bad because they are great diamonds. If you're saying $5,200 to $5,300 for a bigger and better diamond is bad, then please post so. My recommendations of those two have not been touched on. If you disagree with those as being great diamonds for the price around the 1 carat mark and the same stats of VS1 (which again I don't think is necessary, but that's what was searched for) and H or better in color, then please say so. Otherwise, feel free to e-mail me if you want to bash anything. Brian
  13. Around $5000 is still a price that you can find it around if you look hard enough. Even one carats with the same stats (or better in several cases) are available around that range. You made it seem as though $5000 was ridiculous (by saying you couldn't get that in any available market) and double that is common. $5000 is more on the low end for those stats, $5100 to $5300 is more of the norm. I've seen several stores with the same diamonds for well over $6,000 or even $7,000, but that doesn't mean you can't find some steals at closer to $5,000. And this is from the top notch diamonds (not the ones listed in the mid to high 4 grand from those other two places which seem a bit more shady). Brian brian@beforeproposing.com
  14. I'm going from a customer's perspective and not a jeweler's. If a guy is curious about a 0.99 carat diamond, I can assume that he'd be interested in a 0.98 to 1.02 carat diamond. If most people say $5,000 is low (you seemed to think that was impossible for an ideal cut, H color, VS1 diamond), then we can assume that upping it a few hundred AND raising the carat level and stats is great. It does not "disqualify" anything. After the promo and deals, spending one to two hundred more than $5,000 should be a steal if you think that price is impossible. And those diamonds that you disqualified for being "over $5,000," you never mentioned anything about their stats because they are great diamonds for the price. If you think otherwise, please say so. The other sites are not the most reliable and often seem to post higher quality diamonds than they really are (I don't know the site too well, and I'm sure they have some great deals, but I'm speaking from my past experiences with them). This is why I recommended the ones for a bit over $5,000. Brian brian@beforeproposing.com
  15. The few hundred more for the others brings in not only a few extra points for the carat weight (which indeed is NOT a big deal that can easily be seen), but the overall stats are better. The ones around the $5500 price (which I didn't post because it wasn't the targeted stones) have even better stats overall (color, polish, symmetry, etc.) and are from sites that I trust more. If I were personally choosing a diamond, though, I would generally go for a lower clarity, but still eye clean, and up all the other stats to end up with a cheaper diamond that probably looks a bit better. This can save a ton more, but that's just my personal preference. Brian brian@beforeproposing.com
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