denverappraiser

A-List Appraiser
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Everything posted by denverappraiser

  1. denverappraiser

    Advice on choosing the final diamond

    Have you looked at any diamonds 'in person'? Hardly anyone can see the inclusions in a VS2 1-carat or an SI1 for that matter. Most can't even do it with magnification, but it's not part of the definitions of the grades.
  2. denverappraiser

    Fools rush in?!

    I’m not really sure what your question or concern is but I’ll try and give a few generic sorts of answers: ‘Valued at’ is irrelevant. It’s sort of like ‘manufacturers suggested retail price’. Value does not stand on it’s own. There is an element of what it’s worth to whom, when, and under what circumstances. Often these value declarations don’t include ANY of that. Details matter. Start with the signature. Auction catalog. This is an advertisement. Don’t put too much stake in it. They will estimate things low if they want to bring in bidders, they’ll go high if they want to make other things in the catalog look comparatively reasonable. It really have very little to do with anything. Ignore it. Insurance. For insurance purposes, the description and photographs are more important than the value conclusion. In most cases, the insurance company is agreeing to replace with like-kind and quality, or words to that effect, not to pay out a particular amount. I’ve never heard of EDR, which means nothing at all, but you said nothing about the details of their report to go on. Details are EVERYTHING, and I see appraisals every day that are laughable. Start with the signature. Then read the text and look at the pictures. Follow that up with a scrutiny of their website and a Googling of the signer’s name. Are you still inclined to believe them? Nothing in your description or that photo suggests 500GBP is particularly unreasonable but if you're concerned, hire an appraiser who is working for YOU, not them.
  3. denverappraiser

    Help in picking out perfect diamond for ring

    This is what I see as the heart of it. Gemologists are not fungible. Dollars to donuts, the guy who told you this is trying to sell you something and they have never even seen the stone. They're selling you even if what they're selling is advertising to someone else. That doesn't make them wrong, but you are relying on them, not your eyes. Not even the lab. That stone is slightly less expensive because of the details of the SI2 clarity (mostly that knot) and the fluorescence. Whether or not those are acceptable to you in light of the price is NOT a slam dunk answer to the question.
  4. denverappraiser

    Color vs size

    ^^^^What those guys said. I'm not a color snob and I'm distinctly price sensitive. Cheap even. All other things being equal, D->G is about 25% drop in price. You can spend that on a bigger size, better clarity, or just have money in the bank when you're done. I am, however, very much a cut snob. Tiny details make a big difference.
  5. denverappraiser

    Can James Allen Rocks be Super Ideal?

    What ^^^^ he said. 'super ideal' is not a term that AGS uses at all and those who do don't use it in the same ways.
  6. denverappraiser

    review of ring, stone

    ok, 17 years isn't technically antique. Here's the problem. The rules changed in 2006. The change was to add a cut grade. Why? Because people were pretending cut didn't count and were using GIA paper to sell crappy stones for premium prices. So, in 17 years, why hasn't someone sent it in to 'certify' that it isn't a crappy cut? (note: It costs $130. Every diamond dealer on the planet knows this and most have an account with them). Every reason I can think of is bad for you.... It has a problem, and they know it. The big question is whether or not the problem is going to be acceptable to you. Maybe it is, but they're deliberately concealing something and it's not about saving $130. eta. Although Davide answered your question, I did not. A correctly graded VS2 will not normally have eye-visible inclusions but you can't tell from a photograph or even a plot in any case.
  7. denverappraiser

    review of ring, stone

    As mentioned by Davide above, clarity is not likely to be the problem, if there’s a problem at all. A 2003 report vg/g is the sort of thing by most dealers would send in for an update and maybe even a recut. It’s all about the cutting these days. If it were even vg they would send it in to ‘prove’ it so I would expect good or even fair. That still may be ok but this is not a premium stone. Have they said anything about the cut? Have they said anything about the antique cert?
  8. denverappraiser

    What are the best diamonds to buy?

    Diamonds are, at their heart, a fashion product. Outside of a few industrial applications, they are completely unnecessary. There's nothing wrong with that but it turns out to be an important concept for questions like what’s better than what. Better in what way? Is round a better shape than square or heart-shaped? It is if she likes it better but there is no function here to measure against. If she loves one more than another, that’s what makes it better. If her taste is unusual and what she likes is less popular than something else, it's STILL better.
  9. denverappraiser

    Identify HW ring

    There's no HW store here so I've never been in one but most of the fancy designer types won't agree to do that, at least not without a substantial fee. It's free to ask, but don't be surprised if you get a runaround.
  10. denverappraiser

    Identify HW ring

    I wouldn't count on the box being genuine HW either.
  11. denverappraiser

    Identify HW ring

    Nice box. FWIW, phone calls generally work better for this sort of thing. Random people who found pictures on the Internet and who have never even seen the item but want a free opinion requiring research may not be high on their email response list. The phone is harder to ignore.
  12. denverappraiser

    Identify HW ring

    Try Cindy Konney. http://negemlab.com/cynthia-l-kooney/
  13. denverappraiser

    Identify HW ring

    Find a local appraiser. Where are you and I’ll try and get you a referral.
  14. denverappraiser

    Some diamonds expert please help me, thank you!

    Nope. I don't give valuations without inspecting the piece and without discussing the context (like the definition of value mentioned by Davide above).
  15. denverappraiser

    Some diamonds expert please help me, thank you!

    I'm with Davide. $1100 is a reasonable enough price but selling jewelry is a LOT harder than buying it. Buy it because you love it, not as a business venture. How much is the penalty?
  16. denverappraiser

    Some diamonds expert please help me, thank you!

    Not every artist charges the same for their time and talents. As components go, brown diamonds are not terribly expensive and 3 grams of14k gold is not terribly expensive either. The money is in making it into a ring. If you're really looking for an explanation of that 3,000 Euro estimate, ask the person who wrote it. Usually, their contact information is on the document itself. Bear in mind that appraising is a completely unregulated business. They are under no obligation to talk to you and they are not required to be reasonable even if they do. The key is that you don't have to care what they think. The FIRST step in evaluating an appraisal is to evaluate the appraiser. The obligation is on them to convince you that they have something useful to say. Without that, ignore them. The default answer is to ignore them. It's packing materials. Milan is a bit far from my neighborhood and I don't know any appraisers to refer you to. In Europe, they usually call them valuers, which may be a useful google search. You mentioned that 3k was some sort of MSRP. The transaction price may be a more useful number to go by. Presumably it was a fair and public auction but, in practice, we don't even know that.
  17. denverappraiser

    Please Help Me Decide

    Cut: There are no cut grading standards for oval. Do you mean Polish? This is tricky because the classic Internet advice is that cut is king. I agree, but again, there is no cut standard and it is not a synonym for polish. I disagree that compromising to VG on this is trouble but it doesn't save much money either so unless you find the selections tight, there's not really a problem. You'll throw out some good stones, but if you've got 2800 to work from, you are going to have to get arbitrary anyway. L/W. I agree. It's purely a matter of taste. I would add that there is a shape element. Almost a rectangle, an egg, and almost a marquise are all ovals, but they have very different characters. This is an area where the photos can be very helpful. Ideal: See above. There is not an agreed-upon standard for ideal ovals. It's not even especially close. GIA doesn't use the term at all. There's nothing wrong with either of those ranges, but it's not a valid standard and I wouldn't summarily use them as exclusion criteria. Girdle: You didn't mention it but this is usually on the list. Very thick girdles make stones face-up small for their weight, other things being equal. Very thin girdles can be fragile. Fluorescence. As with the above, this isn't on your list, but it has a big effect on price in the high color ranges. The easiest is to just go with 'none', which is fine, but if you're searching through hundreds of choices based on price, you'll find the cheapest will all be fluorescent. Size: There's a big price bump at 1.50. Assuming that you don't have an emotional reason for it, there's very little reason for 1.5x sizes. On the other hand, your budget could push you to 1.70 or 1.80 fairly well if you want. I agree with Davide that the right dealer makes this whole process a LOT easier. The GIA report does not contain enough information to reasonably shop based on that alone. A photo helps but not enough. You want a dealer who has the stone in-hand and is prepared to talk to you about it.
  18. denverappraiser

    Please Help Me Decide

    You mentioned that you are using filters for Cut, Symmetry, L/W, Depth% and Table%. What parameters are you using and how did you decide on them?
  19. denverappraiser

    Please Help Me Decide

    Good morning. I think you won't find that to be a difficult set of specs and price point but I'm curious how you came about them. If 'eye clean' is your clarity spec, why are you looking at VVS? That's adding a good 50% to your budget for an attribute that you apparently don't value. To a lesser degree, the same applies to color. The difference between D and F is more than a thousand dollars in this size and clarity range. All 3 you chose are D. May I ask why?
  20. denverappraiser

    1.36ct intense blue

    Here's a link. 1.36 Fancy Intense Blue/ IF https://www.gia.edu/UK-EN/report-check?reportno=1172199870&s=1580170332113
  21. denverappraiser

    1.36ct intense blue

    Zounds. I'm not going to venture into pricing without a whole lot more information but I will say that, realistically, there is no difference between trade and retail on this sort of thing. They change hands at auctions and private deals where collectors buy them from other collectors and EVERYONE thinks of themselves as a dealer. Even in Hollywood, there are no 'consumers'.
  22. denverappraiser

    IGL certificate

    If they’ve provided you with a report full of unreliable information while asking you to rely on it, that itself would be an important piece of information.
  23. denverappraiser

    IGL certificate

    The burden of proof is on them to convince you that their opinion has merits. The default is no. Any legitimate lab will have a footprint. Read their website carefully. I've never heard of them, which means nothing, but I must say, there are several red flags here. It's unsigned. They don't provide any sort of definition of "insurance replacement value". They're using non-standard grading scales that are not described in the report or even on their website. There are more. Any chance you can post the fine print on the back of the report, assuming there's something there)? Do you even have the original report? If you decide they aren't reliable, don't just ignore them. Hold it against the seller who is asking you to rely on them. They know.
  24. denverappraiser

    Diamond Appreciation

    Excellent summary by Davide. I’d you want to dig into it, I would start with the annual reports on the diamond industry by Bain & co. as he linked. They’re all free and available. They aren’t exactly beach reads but they’re content rich. My only caution as you read those is that they’re talking about rough stones only. They report on the mining business from the perspective of where’re or not you should be investing in the mining companies. Jewelry is related but bit different. It’s a complicated soup.
  25. denverappraiser

    Are GSI reputable and reliable certifications?

    $10k is on the high end but a far bigger issue is the grading accuracy. The difference between a GIA 1.25/I/SI2 and an otherwise similar 1.25/J/I1 is nearly a factor of 2 no matter where you buy it. It's even more if we include things like cutting and fluorescence. These are not tiny details.