denverappraiser

A-List Appraiser
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About denverappraiser

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    Ideal Diamond

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    Denver Colorado, USA

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  1. denverappraiser

    Buying an engagement ring noob

    I rather like AGSL, for the reasons outlined by Davide. YMMV. GIA is more popular, by a wide margin, but MY wife's stone, as well as my own, are AGSL graded.
  2. denverappraiser

    Buying an engagement ring noob

    You should be able to figure out the taxes from the customs office. Davide, who posted above, is pretty good at this sort of thing. I'd be willing to bet he's right. Your freight company may be able to help you too if there's someone there to talk to. Lastly, most diamond people I know ship by FedEx. Call the local FedEx office and see if they can tell you.
  3. denverappraiser

    Buying an engagement ring noob

    Proportions are terribly important. Those two don't mean much on their own, and the GIA 'excellent' grade already includes them. The advice you're getting is trying to get the 'most' excellent because GIA-x is a big target. That's true, and it's a good goal, but you can't do it with just two parameters. You can't even do it based only on the lab report. There's quite a bit of information on the GIA site directly about this if you care to dig deeper. I'll warn you, it's a rabbit hole where the deeper you dig, the more you're inclined to dig further.
  4. denverappraiser

    Buying an engagement ring noob

    On your budget.... Don't forget that the diamond is just a component. Rings can add anywhere from a few hundred to a few thousand to the deal. Labor, meaning setting the stone and sizing it, can be a hundred or two. You know your taxes better than me but, around here, sales taxes add about 10%. Shipping, even from overseas, is usually less than a couple of hundred.
  5. denverappraiser

    Buying an engagement ring noob

    The Diamond Finder dealers are mostly shipping from the US but the dealers in the Philippines are going to be supplied by the same sources, most of whom are in India FWIW. It's possible they can even get the exact same stone(s). How much they want to charge for their time and talents is, of course, up to them and none of these people are charities. VAT and import duties are the same for them as they are for you. I don't know much about retailers in the Philippines but in some places, the UK for example, the costs of operating a retail store are fantastically high in terms of rents and local taxes and permits and this obviously ends up in the prices. Others, like Singapore, have super high import taxes. Local conditions vary quite a bit. I pointed you to the Diamond Finder less to find an absolute vendor as to see how all of these various attributes relate to each other. Search for a 1.00-1.03/VS2/J/GIA/xxx and you'll get a list of a few dozen offers. Change one attribute, say raise the color to I, and see what changes. Spend a half-hour playing with it and you'll learn a lot about what has to do with what. What variables make a big difference and which are tiny. These connections will be the same with your local dealers even if they are, overall, a little more expensive. I would use a different list of specs if it were me. Table and depth, for example, are both already covered in the cut grade. I would be fine to drop clarity to SI1 in exchange for better prices and size would become a big issue for me (over/under 1.00 is a big deal). Personally, I would and have paid a premium for superb cutting. I'm ok with J and even K colors although it's an acquired taste. It's not that icey white that some people are aiming for. I also rather like fluorescence, which tends to drive down price a little bit.
  6. denverappraiser

    Buying an engagement ring noob

    None of those meet your requirements because of the price and they're all a bit on the high side for what they are. Is there a VAT tax or something in the Phillipines that's driving them up? Over/under a carat is a big deal. If price is your hot button, this is where you will find your biggest savings. Play a bit with the 'diamond finder' at the top of the page. It's free and anonymous and it'll give you an idea for what changes when you tweak a particular attribute a bit. I/J and VS2/SI1 are important boundaries as well. $4000 should be plenty to do what you want and maybe have some change left over.
  7. denverappraiser

    Surface Graining? Or something else?

    They don't, but those are pretty prominent in a VS2. JA provides quite a few photos and they aren't all taken at the same time. If it's cleaning they may be in this one and not in others. Have you asked them about it?
  8. denverappraiser

    Surface Graining? Or something else?

    If it's surface graining it should be on the plotting diagram. It may just be an artifact from the photograph, ie. a cleaning issue.
  9. denverappraiser

    Private party diamond purchase?

    Why does it matter? For example, he called the center diamond an SI2-G, 1.01 round. Here's 1566 stones that meet those specs. Prices range from $1838 - $9816 from full-time discounty type jewelers. Every one of them is lab graded and every one gives more data than the one you have. https://www.diamondreview.com/diamonds?sortOrder=price&sortDesc=0&fShape=Rnd&fCaratLo=1.00&fCaratHi=1.03&fColorLo=G&fColorHi=G&fClarityLo=SI2&fClarityHi=SI2&fCutLo=&fCutHi=poor&fDepthLo=50.0&fDepthHi=80.0&fTableLo=40.0&fTableHi=80.0&fSymLo=&fSymHi=poor&fPolLo=&fPolHi=poor&fCulLo=&fCulHi=vlarge&fFlrLo=&fFlrHi=vstrong&fPriceLo=0&fPriceHi=1000000 Which one is the best comp?
  10. denverappraiser

    Private party diamond purchase?

    If you want it, here's the website for the appraiser who signed the above report. https://www.lagravineseappraisals.com/
  11. denverappraiser

    Private party diamond purchase?

    I"m not even sure what an authentic appraisal looks like but the short answer to your question is yes, you should have it looked at by an appraiser who is working for YOU, not the seller. You're betting $4000 on this. An appraisal is a process, not a document. If the seller is local to you, that usually means the two of you show up together at the appraiser's office and wait while they work. I don't know the appraiser on that report but it doesn't really matter. They are already opposing council. I can't point you to anyone in Mesa but Phoenix is a big city and it shouldn't be that hard. check out www.najaappraisers.com or www.appraisers.org for some options.
  12. denverappraiser

    What discount is acceptable for jewelry?

    Acceptable to whom, and discount from what? I know stores that price things in a way that they can have 75% OFF sales fairly regularly. They haven't sold anything at full price since they opened. Others won't discount a dime. Ever. Personally, I prefer the later. Just tell me what it costs. If I don't like the price, I won't buy it. Changing the price after that tells me that you were lying the first time. It was just a test to see if I was a sucker. I am, but I don't like being called on it.
  13. denverappraiser

    Reset ring- might have been given different diamond

    Talk to your first appraiser and ask this question (they are different appraisers, correct?). This looks like an error by #1 to me, too but that's the only person you KNOW saw it before the work was started. That's why would start with having THEM explain the difference. Both should be able to explain their own valuation methodology to you. Appraisers are not always the same in their approach. Mountings can make a big difference but the biggest range between appraisers is usually in the retail markup, which usually isn't separately listed. SI2/I1 is a borderline call but I rather suspect the black dot is a cleaning issue. Appraiser#2 had the opportunity to thoroughly clean the loose stone in a way that #1 did not. That's just a guess, of course, but people are often amazed at how much better their stones look after they're cleaned.
  14. denverappraiser

    Thoughts on this 2.7 D SI1 XXX Round Stone?

    SI1>VVS1 without changing other things will roughly double your price. The look will depend on other things, like cutting and what exactly caused the SI1 grade. As always, Davide summarized it well.
  15. denverappraiser

    Is this diamond to good to be true?

    ‘Eye clean’ in a radiant starts at about VS1. VS2 for most people. SI1 is pushing your luck. VS1-vs2- vvs2-vvs1-IF-F will all look the same without magnification After mounting, D-E-F will all be visibly the same. The stone you chose is not a 2 carat. It fails to meet your minimum requirements. All of this matters in a big way. The difference between a 2.00/D/IF and a 1.90/F/VS1 is a factor of 3 in terms of asking prices. This is not a rounding error. That’s why all of this matters. I would not call a 2.00 better than a 1.90 or a IF better than a VS1, it’s just different, but these grading questions have a profound effect on the price. You’re paying a premium for D and IF. You’re getting a discount for 1.90. There’s nothing particularly wrong with that but it sounds rather like this is a decision that wasn’t made by you. From your answer above, none of those three are even really part of your requirements. The 2.01 is cheaper because it's discounted for the depth and the fluorescence. The way to answer the cut question is to look at it in person. Failing that, have someone else look at it who you trust and who is working for you, not them. Here’s a list of 33 stones for sale that meet your requirements. I didn't look very hard to find it (it's from the 'diamond finder' at the top of the page: https://www.diamondreview.com/diamonds?sortOrder=price&sortDesc=0&fShape=Rdnt&fCaratLo=2.00&fCaratHi=2.05&fColorLo=D&fColorHi=F&fClarityLo=FL&fClarityHi=VS1&fCutLo=&fCutHi=poor&fDepthLo=50.0&fDepthHi=80.0&fTableLo=40.0&fTableHi=80.0&fSymLo=&fSymHi=poor&fPolLo=&fPolHi=poor&fCulLo=&fCulHi=vlarge&fFlrLo=&fFlrHi=vstrong&fPriceLo=0&fPriceHi=20000&fLabGIA=1