I have tried searching, but cannot seem to find an answer to this question - I am looking at buying a 0.5 carat VS G color round diamond to replace a garnet stone in a necklace setting. I am definitely on a budget, and am looking at this loose diamond because it has a chip. The jeweler told me it was chipped when they tried to force it out of the ring setting it was in. He said the chip would be barely noticable once the diamond was remounted. He said there was no real risk of the diamond chipping/cracking further, especially since it was going in a necklace which would have a lot less wear and tear than something like a ring setting.
Any thoughts? I am okay with there being a small chip that was slightly or barely noticable in the necklace - I just want to make sure it will not chip/crack any further? Also, would there be any risk with it chipping further when remounting it? Thanks!!
I am attaching a picture of the necklace with the garnet stone I am replacing.










