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[atrento]

I recently put a (refundable) down payment on an antique ring from a shop that doesn't only specialize in jewelry (sells hats and purses and jewelry). I was concerned about reliability, but they promised me that they would get an independent insurance appraisal of the ring. I viewed the appraisal - which gave a figure that was far higher than the retail price offered, as well as the total price I would be paying, and the various diamond ratings for the stone (G, SI1, etc.). My question is, can I rely on this, or should I try to get my own insurance appraisal on it? Or should I just take my business elsewhere?

Thanks.